Survivor’s Guide to Homeowners Insurance Workshops

East Troublesome Fire – Grand County CO

Online workshops presentation by CARe, Inc (501c3). Register for any of these events by clicking on the link under the workshop or visiting GrandCountyBuildersAssoc.com

Workshop #2 Tuesday, January 19th 6:00 pm MST
Personal Property Inventory – Turning Inventory List into Insurance Company
Zoom Workshop #2 Registration Link  https://rb.gy/sl44ov

 Workshop #3 Tuesday, February 9th 6:00 pm MST
Replacement Cost Value vs. Adjustor Estimates
Zoom Workshop #3 Registration Link  https://rb.gy/pv1vz7

 Workshop #4 Tuesday, February 23rd 6:00 pm MST
Negotiations with your Insurance Adjustor
Zoom Workshop #4 Registration Link  https://rb.gy/slmgqm

Workshop #5 Tuesday, March 9th 6:00 pm MST
Hiring Professionals to Help – Local Grand County Builders Association Members
Zoom Workshop #5 Registration Link  https://rb.gy/a4zfsk

CARe is a consumer education nonprofit that helps survivors of natural disasters navigate the often-difficult road to recovery. In this workshop, you will learn your rights and responsibilities in the insurance claim process. Our goal is to empower you with the knowledge and practices you need to negotiate a fair and just settlement. This workshop will have a presentation followed by a Q&A, so please feel free to bring your questions.  For more details on CARe, please visit http://www.carehelp.org

Workshops Sponsored by

For more information & details, please call Lindsey Morrow, Director of GCBA, at ​970-364-0177

Survivor to Survivor Q & A
January 5, 2021, 8 PM MT/7 PM PT (online/virtual)

Trained, savvy and empathetic UP volunteers from previous wildfires will answer your questions and help you stay connected with info and support

Roadmap to RecoveryTM Workshop #2 January 13, 2021, 5:30 PM MT (online/virtual)

How to read your policy, calculate max limits available, and arrange temporary housing and debris removal

Roadmap to RecoveryTM Workshop #3 January 16, 2021, 11 am MT (online/virtual)

Accurately calculating dwelling rebuild costs, correcting errors in adjuster estimates

Post-Workshop Q & A January 20, 2021, 5:30 PM MT (online/virtual)

UP Staff and CO-based experts will answer your individual questions

Register for any of these events: http://www.uphelp.org/r2r

 This Roadmap to Recovery™ workshop is presented by United Policyholders, a non-profit consumer organization helping disaster survivors for over 29 years. For more information, visit: www.uphelp.org/Colorado

Survivor’s Guide to Homeowners Insurance Workshop Tuesday, December 22, 2020

East Troublesome Fire – Grand County CO

Workshop Presentation by CARe, Inc (501c3)

Tuesday, December 22nd @ 6:00 pm

CARe is a consumer education nonprofit that helps survivors of natural disasters navigate the often-difficult road to recovery. In this workshop, you will learn your rights and responsibilities in the insurance claim process. Our goal is to empower you with the knowledge and practices you need to negotiate a fair and just settlement. This workshop will have a presentation followed by a Q&A, so please feel free to bring your questions.

For more details on CARe please visit http://www.carehelp.org/

When: Tuesday, December 22nd @ 6:00 pm

Please RSVP by Monday, December 21st

Where: Zoom https://us02web.zoom.us/meeting/register/tZUpf-uppzwtEtRT3WdYSh4AIYW7P7JrIOh1

Workshop Sponsored by

For more information & details please call Lindsey Morrow Director of GCBA  at ​970-364-0177

REBUILDING & REPAIRING YOUR HOME AFTER A NATURAL DISASTER

As the Grand County Community begins the recovery after the devasting effects of the East Troublesome Fire, local home builders are warning residents to be aware of scammers that may pose as legitimate contractors. The Grand County Builders Association suggests that all residents to research contractors to avoid negative experiences and costly mistakes.

The following is a list of things to remember when hiring a professional contractor. Always do your homework and proceed with care.

  • In all of Grand County, projects are required to be permitted and You should check with the inspection department in your area for complete information and fees.
  • Are you able to communicate with the builder? Remember you will be in close contact with them throughout the construction process and afterward as you live in your new home. Does it feel like a good fit? Will they listen to your needs?
  • Does the builder have sufficient Workers’ Compensation and General Liability insurance? Do they include a Builders’ Risk policy? If not, you may be liable for any construction-related accidents on your A reputable contractor should be able to provide insurance certificates and expect you to ask for them.
  • Ask for proof of a current license and or registration from the Grand County Building
  • Have you checked their references – both clients and trade partners? Ask specific questions about timeliness, communication, follow-through, would they work with them again?
  • Check with the Better Business Bureau for any history of unsatisfied
  • Does the builder have a permanent business location and a good reputation with local banks and suppliers?
  • How long have they been in the building business? It usually takes three to five years to establish a financially sound Will they be around after the construction is complete to service any warranties? What is their standard warranty duration and what is included in that coverage?
  • If you get more than one bid, be sure you read through the estimates and are comparing similar scopes of work with comparable materials and Be wary of low bids – the lowest bid is not always the best.
  • You should understand your contract and warranties that the builder will provide for the work The contract should outline the scope of the work, the price, and at what points of completion payment is due.
  • Be wary of a contractor who wants full or cash payments before the job begins and utilizes high-pressure sales tactics to sign a
  • Does the builder utilize a project schedule to assist with the planning process and eliminate surprises?
  • Do they exceed state and local codes or simply comply with minimum requirements?
  • Do their employees and trade partners participate in continuing education and training programs to assure that they are qualified to perform the work and stay abreast on change industry trends and requirements?
  • Have you seen the builder’s work, both completed and in progress? Check for quality of workmanship and materials. Do they have a quality control program in place to assure the best quality job?
  • Does the builder have a safety program with associated employee training in place? Not only is this a reflection of professionalism it may result in cost savings to you through reduced insurance

Visit the Grand County Builders Association website, www.grandcountybuildersassoc.com for more information and for a complete listing of builders and subcontractors. The office can also be reached at 970-346-0177 or via email at grandcountybuildersassoc@gmail.com

These are local professional men and women that live and work in this community every day. They will be here long after this disaster is over – an out of town contractor will be long gone if the roof leaks next spring.

 11.25.2020

 

Thank you to our 2020 Golf Tourament Event Sponsors:

Gold Sponsor – Bishop Built Construction

Silver Sponsor: Alpine Lumber of Granby, CO

Bronze Sponsor: Weyerhaeuser

Bronze Sponsor: Grand Lake Plumbing & Heating

Bronze Sponsor: Captial Lumber

Food Sponsor: Lindsey Morrow, Keller Williams Top of the Rockies

Beverage Sponsor: Allweather Wood

Beverage Sponsor: RW Specialties

Thank you to our 2020 Hole Sponsors:

Boise Cascade
Forest Product Sales / ABS of Denver
Legacy Building Specialties
Marvin Windows
The Roofing Company
Keller Williams Advantage Realty
Keller Williams Advantage Realty
Northwestern Supplies, Inc
Cunning Custom Builders, Inc
Jeld Wen Windows
Front Range Stone
Big Valley Construction
ReMax Peak to Peak

 

GCBA 2020Scholarship Fund:

Goal: $5000

Click Here To Donate Today

It is the privilege of the GCBA to offer scholarship assistance to the 2020 graduates of Middle Park & West Grand High Schools. These funds will be divide between 2 to 4 qualified applicants. The scholarship will be awarded to students from either of the two Grand County High Schools.

The scholarships are for any student pursuing education in the following fields, (but not limited to) construction management, architectural degrees, interior design, vocational and technical trade schools (in the construction field). In addition, to any student who is looking to jump start their career, we are offering this scholarship to go towards a local trades apprenticeship and or tools.

We are seeking matching funds for this scholarship to be successful. If you would like to donate please call us at (970)726-8657. Thank you for your support!

Grand County Builders Association: Top Reasons to Join

GCBA is a nonprofit organization consisting of Builders & Associate Members who do business in Grand & Routt County. We are an advocate for the building industry. Benefits of our association:

  • Education & professional development
  • Community engagement
  • Networking Opportunities
  • Building department & government relations
  • Build valuable relationships
  • Cash in on discount programs through CAHB & NAHB
  • Give Bank – and feel good about doing it
  • Become an industry leader


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Membership

Membership

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Sponsorship

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2019 Board of Directors

Board of Directors

GCBA PRESS RELEASE Wednesday, March 18, 2020 10:00 pm

I first want to say I hope you are all well during these unknown days. We have entered uncharted waters in the wake of the COVID-19. First and foremost I know that this impacting all of us and want you to know we are here to try to support you in any way we can.

Grand County Builders Association understands that homebuilding is a cornerstone of our economy and your clients, suppliers, vendors and contractors count on us to keep moving forward in these times.

Your health, protection and overall success are of the most importance. I am working with the Emergency Response Team within Grand County and will provide any information that is relevant to our industry.

I am continuing to work with the building departments and below is a current update from the Winter Park Building Department and the Grand County Building Departments.
Winter Park Building Department Current Status:

The Town of Winter Park is following the County directives and have secured Town Hall. Having said that, most of the building division business is conducted electronically for the past few years. With changes the Town(s) of Winter Park, Fraser and Granby made January 2017 by discontinuing paper submittals (occasional one offs) Town of Winter Park has increased efficiency and capacity, all without having to increase staffing level and it turns out avoided any disruption to our permitting and inspection processes during current conditions.

Once the plans have been received, accepted, reviewed and issued electronically, the applicant is simply notified by office staff to bring in a complete set of construction documents (paper) to be prepared by the building division for the field. Simply dropping them off in a secured area, and once prepared for the field, notified to pick them up an pay fees (which can be done by credit card also).

As for field operations, business as usual. Inspections are called in, loaded electronically, performed and resulted electronically precautions have been implemented by field staff to secure and completely clean the vehicles and equipment. Larger builders and larger job sites have established protocols and posting of job site(s) with the procedures to be followed. We avoid handshakes (nobody has taken this personal), ask questions of the jobsite(s) and if need be, re-schedule inspections to avoid situations that maybe questionable (the development and construction community are very conscience of the situation, a big thank you to the industries and trades).
Grand County Building Department Current Status:

Building Permit Application:   Building Permit Application  & Checklist

  • Submit via email if possible to building@co.grand.co.us
  • Planning and Zoning pre-check typically completed at the window, will be completed upon submittal and will not move forward until ALL information is received.
  • Submitting in person will be limited to dropping off at the exterior door.  Please call 970-725-3078 or 970-725-3075 upon arrival.

Issuing a Building Permit:

  • For payments: mail a check to PO Box 238 Hot Sulphur Springs, CO 80451 or call with a credit card ($.75+ 2.25% transaction fee applies). An electronic check options is also available with $1.00 fee.
  • Plan notes will be emailed to you to read, sign and return.
  • Permit will be issued upon receipt of the signed plan notes.   A copy of the permit card will be emailed to you.   The permit packet will be brought to the jobsite at the time of the first inspection.

Inspections will be conducted on a discretionary basis
Emergency Procedure:  Planning Applications

All applications can be submitted electronically. Hard copies of the application material will need to be dropped off at our exterior door or mailed to our office at PO Box 238 Hot Sulphur Springs, CO 80451

Links:  Application or Regulations

Please contact us for more information: Call: 970-725-3077 Email: planning@co.grand.co.us

March Code Class Canceled:

At this time, our March Code Class that was scheduled on March 26 has been canceled as well as our April membership meeting. Our board will continue to stay in communications and will provide updates via email and our website.

In addition, I am working closely with the Grand County Economic Development department and working on getting details on how small business will be able to apply for the Small Business Administration and Economic Injury Disaster Loan Program.

Community Business Operations:

If your company does have reduced work hours or is temporarily closed, please let me know and I will update the countywide directory that I have been tasked with at the county level. This live document will be on the Grand County government page within 24  hours.

This information is subject to change at a moment’s notice. Please note all community businesses take the health and well-being of our community seriously. Extra precautions are being taken by all.

Please take time for yourself, your family and your team. During these hard days show kindness and patience. I believe we will get through this soon and am confident we will emerge stronger than ever. Please let me know if you have any questions.

Sincerely,
Lindsey Morrow
Director of GCBA
(970) 364.0177
grandcountybuildersassoc@gmail.com

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